The budgeting app for teens that stays on your device.
Clarius Money helps teens and families build great money habits — without sending your data to the cloud. Your finances are yours, encrypted on your phone.
- No account required
- Face ID + PIN
- Encrypted backups
Budget remaining
$842.50
$417.50 of $1,260 spent this month
You're trending under budget. Nice work!
Privacy first
Your money stays on your device.
Most budgeting apps send your transactions to their servers. Clarius doesn't. Solo users have zero network calls — your finances never touch our cloud.
On-device data
All transactions live in encrypted SQLite on your phone. Nothing leaves unless you say so.
Face ID + PIN
Biometric unlock, auto-lock on background, and a PIN you set — never an account.
Encrypted backups
Export an encrypted backup to iCloud or Files. Restore on any device with your password.
Features
Everything you need to take control of your money.
Smart budgets
Weekly or monthly budgets with categories, recurring payments, and life-stage templates.
Health score
A weighted score across spending, savings, consistency, and goals — improving every week.
Coaching nudges
Pattern detection that catches overspending early and celebrates milestones.
Family mode
Optional cloud sync for parents and teens. Shared visibility with parental controls.
Goals & progress
Save toward something specific. Auto-contribute, visual progress, milestone unlocks.
Encrypted backups
Password-protected exports to iCloud or Files. Restore on a new phone in seconds.
How it works
Set up in under two minutes.
- 01
Download & set a PIN
Install the app, set a 4-digit PIN, and enable Face ID. No email, no account.
- 02
Pick a budget template
Choose your life stage — student, working pro, family — and tweak the categories.
- 03
Track in seconds
Add spending in two taps, schedule recurring payments, and watch the health score climb.
- 04
Back up. Stay private.
Optional encrypted backup to iCloud. Optional family sync. Default is local-only.
The Carter Family
3 members · 2 teens
For families
Teach money without being a helicopter parent.
Family mode gives parents a calm, web-based console — and gives teens a private app of their own. Opt in only when you're ready.
- Parent web console for full visibility
- Approve teen budgets and goals
- Track allowances
- Optional spending limits and alerts
- Each member's data stays encrypted
Pricing
Simple. Honest. No upsells.
Start free. Upgrade when you're ready.
Free
Get started — local-only, forever free.
$0 /mo
- 1 budget
- Up to 5 categories
- Manual tracking
- Local backups
Plus
For individuals who want it all.
$4.99 /mo
- Unlimited budgets
- Coaching & health score
- Recurring payments
- Encrypted backups
Family
Up to 6 members, parent console.
$9.99 /mo
- Everything in Plus
- Shared budgets
- Web admin console
- Parental controls
See the full comparison.
Take charge of your money. On your terms.
Free to start. No account required. Your data stays on your device.
Android coming soon.