Budgeting that actually changes how you spend.
Private by design and refreshingly manual — Clarius Money helps you build money habits that stick. For you, your partner, or your whole family. Your finances stay encrypted on your phone; cloud sync is optional, never required.
- No bank logins
- Face ID + PIN
- Encrypted on device
Budget remaining
$842.50
$417.50 of $1,260 spent this month
You're trending under budget. Nice work!
Privacy first
Your money stays on your device.
Most budgeting apps send your transactions to their servers by default. Clarius keeps your financial data on your device — turn on cloud sync only if you want backup or family sharing.
On-device data
All transactions live in encrypted SQLite on your phone. Nothing leaves unless you say so.
Face ID + PIN
Biometric unlock, auto-lock on background, and a PIN you set — no bank logins, ever.
Encrypted everywhere
Your data is encrypted at rest on your device — and in the cloud too, if you turn on sync.
Features
Everything you need to take control of your money.
Smart budgets
Weekly or monthly budgets with categories, recurring payments, and life-stage templates.
Health score
A weighted score across spending, savings, consistency, and goals — improving every week.
Coaching nudges
Pattern detection that catches overspending early and celebrates milestones.
Family mode
Optional cloud sync for the people you choose — shared budgets and visibility, with controls when you need them.
Goals & progress
Save toward something specific. Auto-contribute, visual progress, milestone unlocks.
Encrypted backups
Password-protected exports to iCloud or Files. Restore on a new phone in seconds.
How it works
Set up in under two minutes.
- 01
Sign in & set a PIN
Install the app, sign in with Apple, set a 6-digit PIN, and enable Face ID. No new password, no bank logins.
- 02
Pick a budget template
Choose your life stage — student, working pro, family — and tweak the categories.
- 03
Track in seconds
Add spending in two taps, schedule recurring payments, and watch the health score climb.
- 04
Back up. Stay private.
Optional encrypted backup to iCloud. Optional family sync. Default is local-only.
The Carter Family
3 members · 1 shared goal
For families
Budget together, keep everyone's privacy.
Family mode gives your household shared budgets and goals and a calm, web-based Family Portal — while everyone keeps a private app of their own. Opt in only when you're ready.
- Family Portal on the web for shared visibility
- Shared household budgets and goals
- Allowances and spending limits, when you want them
- Each member gets a private app of their own
- Everyone's data stays encrypted
Pricing
Simple. Honest. No upsells.
Start free. Upgrade when you're ready.
Free
Get started — local-only, forever free.
$0 /mo
- 1 budget
- Up to 5 categories
- Manual tracking
- Local backups
Plus
For individuals who want it all.
$3.99 /mo
- Up to 5 budgets
- Voice input & Siri
- Unlimited trip budgets & splitting
- Recurring payments & loans
Family
Up to 6 members, Family Portal.
$6.99 /mo
- Everything in Plus
- Shared budgets & goals
- Web Family Portal
- Allowances & member controls
See the full comparison.
Take charge of your money. On your terms.
Free to start. Your financial data stays on your device — cloud sync is optional.
Android coming soon.