Privacy Policy | Clarius Money

Clarius Money is developed and published by Clarius Finance Labs LLC, a Texas limited liability company ("we," "us," or "our"). We are committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights with respect to that information.

Please read this policy carefully. By using Clarius Money, you agree to the practices described here.

1. Our Privacy-First Philosophy

Clarius Money is designed to keep your financial data on your device. For Free and Plus plan users, no financial data — transactions, budgets, goals, or spending history — is ever transmitted to our servers. Your data lives in encrypted storage on your phone only.

Family plan users opt into limited cloud sync to enable shared budgets and parental visibility. This is always opt-in and clearly disclosed at the time of setup.

2. Information We Collect

2.1 Free and Plus Plan Users

We collect no financial data whatsoever. Specifically:

All transactions, budgets, goals, and spending data are stored locally on your device in encrypted SQLite storage
No account creation is required — we have no access to your identity
No data is transmitted to our servers during normal app use

The only data we may receive is anonymous crash reports and diagnostic information if you opt in through iOS settings. This contains no financial information.

2.2 Family Plan Users

Family plan users opt into cloud sync to enable shared features. When you enable Family mode, the following data is synced to our secure servers:

Family member nicknames or display names (not legal names)
Shared budget categories and spending limits set by the parent
Aggregate spending data for shared visibility (e.g., allowance tracking)
Family goal progress

Each member's individual transaction history remains on their device and is never shared with our servers or other family members unless explicitly included in a shared budget.

2.3 Website Visitors

Our website (clariusmoney.com) currently collects no personal information. We do not use tracking cookies, analytics services, or advertising pixels. If you sign up for a waitlist or email updates in the future, we will update this policy accordingly.

3. How We Use Your Information

For Free and Plus users, we use no personal information because we collect none.

For Family plan users, the limited synced data is used solely to:

Enable shared budget visibility between parent and teen accounts
Sync family goals and allowance tracking across devices
Provide the web-based parent console

We do not sell, rent, or share your data with third parties for advertising or marketing purposes.

4. Data Security

All data stored on your device is encrypted using AES-256 encryption. For Family plan users, data in transit is encrypted using TLS 1.2 or higher. Stored cloud data is encrypted at rest.

We use biometric authentication (Face ID) and PIN protection to prevent unauthorized access to the app.

5. Data Retention

Free and Plus plan: Your data exists only on your device. If you delete the app, your data is deleted. We have nothing to retain.

Family plan: Synced data is retained as long as your Family subscription is active. Upon cancellation, synced data is deleted from our servers within 30 days. You may request immediate deletion by contacting us.

6. Children's Privacy

Clarius Money is designed for use by teens and families. We take children's privacy seriously and comply with the Children's Online Privacy Protection Act (COPPA).

For teen users under the age of 13, a parent or guardian must set up and manage the Family account. Teen users do not create independent accounts, and their individual data remains on their device. We do not knowingly collect personal information directly from children under 13.

7. Your Rights

Depending on your location, you may have the following rights regarding your data:

Right to access the data we hold about you
Right to deletion of your data
Right to correct inaccurate data
Right to opt out of any data processing

For Free and Plus users, these rights are automatically fulfilled — we hold no data about you. For Family plan users, please contact us at privacy@clariusmoney.com to exercise your rights.

8. Third-Party Services

Clarius Money uses the following third-party services:

RevenueCat — for subscription management. RevenueCat may collect anonymized purchase data to process your subscription. See RevenueCat's privacy policy at revenuecat.com/privacy
Apple App Store — your App Store purchase history is governed by Apple's privacy policy

We do not integrate advertising networks, social media trackers, or data brokers.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting a notice in the app or on our website. The effective date at the top of this document will always reflect the most recent update.

Continued use of Clarius Money after changes take effect constitutes your acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy or your data, please contact us:

Clarius Finance Labs LLC
Spring, TX
Email: privacy@clariusmoney.com
Website: clariusmoney.com